Wednesday, September 2, 2020

Web Publishing Essays - Web Design, Web Page, World Wide Web

Web Publishing Web Publishing Prior to the coming of the World Wide Web, the way to impart insights and thoughts with others effectively and economically was constrained to homeroom, work, or social conditions. Producing a promotion or distribution required a great deal of cost. Today, Businesses and people can pass on data to a large number of individuals by utilizing Web pages. Web distributing is the way toward creating, keeping up, and posting Web pages. With the correct equipment and programming, Web distributing is genuinely simple to achieve. For instance, cut displays offer an assortment of pictures, recordings, and sounds. A sound card permits clients to consolidate sounds into Web pages. With an amplifier, a Web page can incorporate voice. An advanced camera gives a way to catch computerized group. A video catch card and a camcorder can fuse recordings into Web pages. A video digitizer can catch despite everything pictures from a video (Thrall and Winters 46-68) HTML (hypertext markup language) is a lot of unique codes used to organize a document for use as a Web page. These codes, called labels, indicate how the content and different components on the Web page show in a Web program and where the connections on the page lead. A Web program interprets the report with the HTML labels into an utilitarian Web page. Creating, or writing, a Web page doesn't require the ability of a software engineer. Many word handling and other application programming bundles incorporate Web page composing highlights that aid the improvement of fundamental Web pages. Microsoft office 2000 items, for instance, give simple to-utilize devices that empower clients to make Web pages and incorporate things, for example, shots, outlines, foundations, lines, database tables, worksheets, and illustrations into the Web pages (Shelly Cashman Series? Microsoft Word 2000 Project 2). Website page composing programming bundles empower the advancement of increasingly refined Web pages that may fuse video, sound, activity, and other embellishments. Both new and experienced clients can make intriguing Web destinations with Web page composing programming. Innovation Essays

Saturday, August 22, 2020

Words as Words

Words as Words Words as Words Words as Words By Mark Nichol Utilizing italics and quotes to accentuate words and expressions is a helpful method, however for clearness, such arranging ought to be utilized uniquely in the way depicted in this post. Italics assist perusers with understanding that a word is being introduced as the mark for an idea and not as an idea itself, similarly as when one stresses a letter when one composes â€Å"the letter a† or â€Å"It resembles a z to me.† For instance, note the distinction in the utilization of the catchphrase in these sentences: Government is a type of government headed by a ruler or sovereign. Government is characterized as â€Å"a type of government headed by a ruler or queen.† The principal sentence starts by utilizing a word to recognize a type of government-an idea. The subsequent sentence characterizes the word; it is utilized to allude not to the idea of the type of government yet to the lexical name for the type of government: â€Å"One type of government is monarchy,† however â€Å"The word is monarchy.† Note that the subsequent sentence doesn't have to determine the word-as-a-word status of government (â€Å"The word government is characterized as . . . .†), similarly as I don’t need to do as such in the sentence you are perusing at the present time, yet at times, as in the last sentence in the past passage, an expression, for example, â€Å"the word† happens normally. Here’s another model where a word’s status as a word is express: â€Å"I feel that the word you are searching for is irony.† And here are two models that point out the differentiation between a word depicting an idea and a word utilized as a word: â€Å"Such a word is known as a misnomer,† however â€Å"The word for this is misnomer.† Imagine a scenario in which the term comprises of more than single word. The editor’s want for request and consistency underpins stress, yet encase states as expressions in quotes. (Says the language structure cop, â€Å"I don’t make up the standards, ma’am-I simply implement them.†) For instance, one would compose, â€Å"The express being referred to is ‘plausible denial.’† (Use twofold quotes for an expression as an expression, for example, â€Å"plausible denial†; I utilized single quotes in the model since they show up inside a citation that utilizations twofold quotes.) Note the qualification between state as mark for idea and expression as expression in these models: â€Å"Such office settings came to be called solid shape farms,† yet â€Å"Someone thought of the expression ‘cube farm.’† Also, in course books and instructional manuals, words and expressions are regularly stressed when the ideas they speak to are presented, regardless of whether they are not being distinguished as words as words. (In some cases, they are designed in boldface, however as a rule this accentuation demonstrates that these terms are presented as new jargon and characterized in a glossary.) In such cases, the accentuation is given in the main reference just; all resulting employments of the term are not emphasized. A few models wherein words may be accentuated in an instructive setting (however commonly need no accentuation) follow: â€Å"In general, this idea is called inconsistency or paradox.† â€Å"This is a case of an idiom.† â€Å"Distinguish between the ideas of wellness and adjustment in evolution.† Two key exemptions in the utilization of italics for accentuation are composing formal people, places or things (for instance, â€Å"The second p in PayPal is additionally capitalized†)- however emphasizing formal people, places or things may improve clearness and passing on discourse (â€Å"Many individuals state ‘myself’ when they should state ‘me’†); conveying what one may compose is even more a hazy area, yet in these posts, I stress in such cases (â€Å"Insert that into the sentence†). Italics are utilized for different types of accentuation: For instance, remote words (and expressions) are stressed to underline their untouchable status. (Be that as it may, numerous such terms have been embraced into English, so check a word reference before designing a remote appearing word or expression; in the event that it has a section, it is viewed as an English expression and ought not be stressed.) Again, as on account of presented ideas and jargon, emphasize such terms on first reference just (except if only a couple of occurrences are dispersed all through a long bit of substance; utilize your judgment in such cases). Italics are likewise utilized to flag an accentuation that would not in any case be conveyed. For instance, in the sentence â€Å"It was him!† the default accentuation is on him, passing on that the focal point of the sentence is on the personality of an individual. Be that as it may, â€Å"It was him!† shifts the accentuation to the action word, conveying that one’s prior doubt has been affirmed. Need to improve your English shortly a day? Get a membership and begin getting our composing tips and activities every day! Continue learning! Peruse the General classification, check our mainstream posts, or pick a related post below:What is the Difference Between These and Those?Confused With and Befuddled About20 Classic Novels You Can Read in One Sitting

Friday, August 21, 2020

Paycom Marketing Plan

The Obama administration’s proposition for a Consumer Privacy Bill of Rights, which was discharged as a component of its â€Å"Consumer Data Privacy in a Networked World: A Framework for Protecting Privacy and Promoting Innovation in the Global Digital Economy,† is planned to give clients more authority over how their own data is utilized in business exchanges (Klosek, 2012). This sort of system is intended for innovations, for example, versatile applications. Versatile application innovation is fit for cloning individual data from a cell phone, for example, ID numbers, email address, current area, writings messages, schedules and individual photographs. Organizations, for example, Google, Yahoo, Microsoft, and AOL have consented to not follow shopper program use. These organizations have been critized in the past for not doing what is required to ensure the protection of its shoppers. They have been following their data with no assent or giving data to the purchaser in regards to how the information will be utilized. Presently with the CPBR, customers will currently reserve the privilege to control what data is utilized, how it will be utilized and screen the exactness of the information gathered. So as to utilize the Consumer Privacy Bill of Rights for future case, seven general standards have been created to use as a guide. â€Å"Individual Control: Consumers reserve an option to practice authority over what individual organizations gather from them and how they use it (Kloesk, 2012). † Going ahead, organizations should introduce assent just as decisions to the purchaser about the information that is being gathered, while previously, buyers have been unconscious of what sort of information was being gathered and how it was being utilized. Straightforwardness: Consumers reserve an option to effectively reasonable and available data about protection and security rehearses (Klosek, 2012). † There are numerous security hazards with respect to cell phones. With the CPBR, purchasers with be educated about the latest and important data in regards to what individual information can be utilized. Versatile applications are a model where this data can be basic. â€Å"Resp ect for Context: Consumers reserve a privilege to expect that organizations will gather, use, and unveil individual information in manners that are reliable with the setting in which buyers give the information (Klosek, 2012). This by and large converts into a more profound manual for expanded disclosers to the shopper. For the situation that data or information is gathered from a shopper and utilized for whatever else other than for the utilization of the organization, the buyer will be advised previously and given the open door for agree preceding the data being utilized. They will likewise be educated what the information will be utilized for comparable to what is being shared. â€Å"Security: Consumers reserve the privilege to make sure about and capable treatment of individual information (Klosek, 2012). In synopsis, any information gathered will be scrambled and made sure about when being moved from the consumer’s gadget to the organizations servers. â€Å"Access and Accuracy: Consumers reserve a privilege to get to and right close to home information in usable organizations, in a way that is suitable to the affectability of the information and the danger of unfavorable outcomes to customers if the information is off base (Klosek, 2012). † This depicts the consumer’s rights to guarantee that the information being gathered is exact. In the event that they data is off base, at that point they will reserve the privilege to address anything in blunder. All together for the shopper to guarantee exact data, they will likewise be conceded access to the information being gathered. â€Å"Focused Collection: Consumers reserve a privilege as far as possible on the individual information that organizations gather and hold (Klosek, 2012). † Companies can't gather information from any gadgets, except if it is applicable to the need or motivation behind the first use. Any data gathered will be utilized for a particular objective that will be practiced applicable to the requirement for it to be gathered. Responsibility: Consumers reserve an option to have individual information dealt with by organizations with proper measures set up to guarantee that hold fast to the Consumer Privacy Bill of Rights (Klosek, 2012). † Data held will be dealt with properly. This implies workers will be appropriately prepared on the most proficient method to guarantee data gathered is secure and applicable. These seven rules are planned to go about as an arrangement to improve consumers’ security insurances. Moreover, it goes about as an instrument to guarantee that data being utilized from the web is utilized to advance monetary development. It will likewise permit purchasers to have expanded inclusion of their own data and â€Å"help organizations keep up buyer trust and develop in the quickly changing computerized environment† (Obama, 2012). Previously, the web has not been secure enough to ensure consumer’s individual data. With included ensured, purchasers can feel progressively certain to utilize the web which will improve the open doors for work creation and business development. The seven rules all the more explicitly give an establishment to secure shoppers and award a more noteworthy self-assurance for organizations. American Consumers can’t stand by any more drawn out for away from of the street that guarantee their own data is protected online† (President Obama, 2012). All together for a buyer to have a sense of safety, they have to have certainty that their data being utilized is exact and utilized for applicable purposes identified with the organizations reason and mission. Daniel Weitzner, who is a previous White House vice president innovation official for web arrangement, is currently a counselor to the Coalition for Privacy and Free Trade. He states, â€Å"I accept actually unequivocally that the security will in general gain ground when there are wide coalitions† (Weitzner, 2013). The Coalition for Privacy and Free Trade invites organizations that gather, use and move individual information (Liebelson, 2013). Before the CPBR, organizations have been blamed for utilizing data for crooked purposes. Apple has been found putting away users’ address books. Google was discovered following the web crawlers on users’ iphones. Generally speaking, online protection has been an issue since the web was made. With the CPBR, customers can feel for positive about their web use. As a result of these alligations over web organizations, the Federal Trade Commision as provoked organizations like Google, Yahoo, Microsoft, and AOL to focus on utilizing the Do Not Track innovation top forestall client perusing conduct from being followed (Dharapak, 2012). Initiative is the way to being a fruitful chief. Dwindle Northouse (2001) characterizes administration as a procedure whereby one individual impacts a gathering of people to accomplish a shared objective. In the event that you need to turn into a viable pioneer, a chief must guide workers in a positive way so as to achieve an objective as it identifies with the company’s mission. There are two sorts of pioneers. There is the change chief and the value-based pioneer and individuals may contend which influential position is best for their organization. As a trough myself, I accept that the transformational director can all the more likely take the beat of a gathering, comprehend its implicit flows of thought and concerns, and speak with individuals in wording they can comprehend and grasp. The transformational authority approach can assist chiefs with turning out to be uncommon pioneers. These sorts of pioneers must build up an expertise that will make people need improve, change, and be driven. You need to know their needs, yet you should likewise have the option to recognize their thought processes just as necessities. There are four elements to transformational administration in which are known as the four I’s. The four I’s include: Idealized Influence portrays administrators who are good examples that can be trusted, regarded, and ready to use sound judgment for the association. Moving Motivation is a method for rousing partners to focus on the vision of the associations, while urging cooperation to arrive at objectives that expansion income and market development for the association. Scholarly Stimulation portrays troughs who energize developments and innovativeness through testing the typical convictions or perspectives on a gathering. These kinds of supervisors advance basic reasoning and critical thinking to improve the association. Singular contemplations depict a chief who can go about as a mentor and counsel. This aides the partners as well as the association overall also (Hall, Johnson, Wysocki, Kepner, 2012). The qualities engaged with the transformational approach is that you can adequately impact workers on all levels and recognize the necessities an estimations of individual too. Anyway considering no individual is great, there are shortcomings distinguished by the methodology. The shortcomings are that there are numerous parts that appear to be excessively wide, treat administration more as a character characteristic than as a scholarly conduct, and have the potential for manhandling power. Despite the fact that, the qualities of the transformational pioneer engage people to do what is best for the association. They likewise have solid job demonstrating abilities that grow high qualities. Furthermore, they are attentive people that create soul and collaboration, make vision, and enables the association by helping other people to advance to the association. Value-based authority styles are progressively outfitted towards keeping up the ordinary progression of tasks. They take the necessary steps to keep the lights on. They use order and motivators to rouse workers to perform. They will in general trade awards for superior. A Transactional pioneer tends to not glance ahead in deliberately controlling an association to a place of market authority; rather, these administrators are exclusively worried about ensuring everything streams easily today (Ingram, 2013). Value-based pioneers can give points of interest in their capacities to address little operational subtleties rapidly. Th

Wednesday, May 27, 2020

Avoiding Type 2 Diabetes - Free Essay Example

With the growing global epidemic of type 2 diabetes, people can do their part to avoid becoming a statistic of this disease. This disease is preventable with important daily routines. Among them include exercise, managing a healthy diet, increasing fiber intake, and maintaining a good sleep schedule. My initial diagnosis of this disease was anger and frustration, because the first thing that I remember saying to myself and my wife was, this cannot be happening, this disease should not have affected me. I got angry at myself because I had the opportunity to stop this disease from going full blown on me when I was diagnosed as being prediabetic. At that point is when I realized that I should have taken care of myself by eating healthier and exercising on a daily basis to have reduced the risk of being diagnosed with this disease. Once I got over the initial shock and anger stage, I began my journey of living with this disease by doing research and learning about the serious complications that can come out of this if I did not do my part to take care of my health. Going to support groups and gathering as much information as I could and establishing a daily exercise routine were one of the first steps that I did to begin to take control of my life and combating the serious long-term symptoms of type 2 diabetes. I had the opportunity to combat this disease when I was first diagnosed as being prediabetic. My doctor recommended me to make lifestyle changes to avoid type 2 diabetes, I told him that I would do them, but I did not listen and now I have to live with the consequences of being so stubborn and very naive. That is the main reason that this disease is so near and I wouldnt say dear to my heart because I failed at the prediabetes stage and I made a promise to my mom, dad, wife and daughter that I would do everything in my power to live a healthy and prolonged life without any major complications from this disease. My father was diagnosed with type 2 diabetes but it was way too late to try and help him neutralize or even control it. As his health began to deteriorate due to complications that were left untreated from this disease, doctors began by amputating one of his toes on his right foot that had contracted gangrene, they then proceeded to amputate a secondary toe, then his ankle, and eventually up to his knee before he succumbed to his ultimate death due to the complications that were brought on by this terrible disease. My father was and still is my hero today and that is why I want to show him that I can defeat or at least maintain this disease in check. I also made a promise to my wife and my now eighteen-year old daughter that I would do everything in my power to be there for both of them because I wanted to see my little girl grow up and eventually be able to walk her down the aisle when she decides to get married. Information accumulated by the Centers for Disease Control and Prevention (CDC) demonstrates that more than 100 million American adults have prediabetes or type 2 diabetes. (Masters par. 2). According to data from the CDC, of the 30.3 million Americans that have type 2 diabetes, 7.2 million, or 1 in 4 adults are not aware that they are currently living with this disorder. (Masters par. 3). Globally, these numbers are even more astounding. As of 2012, more than 371 million adults had diabetes with an astonishing 90% of these diabetes cases being diagnosed as type 2 diabetes. Forecasts are that by 2030, the number of people who will be diagnosed with this disease will rise to an estimate of 552 million adults worldwide. (Pratley par. 2). Due to these staggering statistics, diabetes has become one of the top ten leading causes of premature deaths mainly due to associated cardiovascular disease (CVD). (Pratley par. 2). In Richard E. Pratleys article, The Early Treatment of Type 2 Diabetes, he discusses that globally, type 2 diabetes is among the leading causes of early deaths among people who contract this disease. Even though there have been many medical advances in the health care industry, diabetes continues to be a major epidemic that is mainly due to associated cardiovascular disease (CVD). (Pratley par. 2). Type 2 diabetes has many complications that can be fatal if management of this disease is not taken seriously. Heart disease, stroke, kidney disease, blindness, nerve damage, leg and foot amputations, and even death are among the results that a person can wind up with if they do not manage this disease appropriately. Diabetes occurs in two stages with the initial one being a warning that you are at a high risk of being diagnosed with type 2 diabetes. The first stage is known as prediabetes, this stage occurs when your blood (glucose) sugar level is higher than normal but not yet high enough to be type 2 diabetes. At this point, if drastic lifestyle changes are not made by a person, then it will inevitably progress to type 2 diabetes. Good news is that by eating healthy foods, adding physical activity to your daily routine, and managing a healthy weight can help bring your blood (glucose) sugar level back to normal. The next stage is the full diagnosis of type 2 diabetes. Type 2 diabetes is diagnosed in a person when their A1C level is of at least 6.5 or higher on two separate occasions. A1C is a persons average blood (glucose) sugar levels over a two to three-month period. When a person is diagnosed with type 2 diabetes, it is because their body does not make enough insulin or the body cannot use the insulin it produces. Type 2 diabetes has many complications that can be fatal if management of this disease is not taken seriously. Heart disease, stroke, kidney disease, blindness, nerve damage, leg and foot amputations, and even death are among the results that a person can wind up with if they do not manage this disease appropriately. A person can prevent diagnosis of this disease through diet, exercise, weight control and, if needed, medication. For a healthy diet, a person can begin by reducing portion sizes, attempt to eat smaller portions. Attempt to keep chicken, meat, fish, and turkey rations to 3 ounces. (NIDDK par. 2). Drink a large glass of water about ten minutes prior to eating so you feel less hungry. (NIDDK par. 2) Choose to eat more vegetables, fruits, and whole grains. Cut back on high-fat foods like whole milk, cheeses, and fried foods. Utilize teaspoons, child-size forks, spoons and knives to assist you in taking smaller bites, therefore you eat less. (NIDDK par. 3). Eat slow, it takes approximately twenty minutes before your stomach sends a signal to your brain to let it know you are full. Incorporate music listening instead of TV viewing (people tend to eat more while they watch TV). (NIDDK par. 3). Exercising is a great way to burn calories and lose weight. Walking is the perfect way a person can begin to incorporate an exercise regimen to their daily lives. Begin with walking at least thirty minutes, five times a week. As you become a little bit more active, you can begin to incorporate bike riding, swimming, and even dancing into your daily routine. Maintain a continuous activity all day by using stairs instead of elevators and move around if possible. Strength training (lifting light weights) is very beneficial and you can do these types of exercises a couple of times a week. Lose weight and keep it off is the best way to avoid running the risk of being diagnosed with type 2 diabetes. A person should lose five to seven percent of their beginning weight. As an example, my weight was at 226.1 on November 1, I began to eat less and do a lot of walking (averaging 15K steps daily) and as of yesterday night, my weight had dropped to 217.6. I still need to get down to about 210 to lose the seven percent that I need to lose. Granted, I am already living with type 2 diabetes, but I am doing this to help myself feel healthier and overall feel much better than having those extra additional sixteen pounds that I had. Metformin is the medication most prescribed by doctors that along with lifestyle changes can help reduce a persons A1C blood sugar (glucose) levels. There are many ways that a person can incorporate a healthy diet, exercise, and maintain a healthy weight to avoid falling victim to this disease. A person should not make the same mistake I did and ignore the recommendations that your doctor tells you to do (lifestyle changes) before it is too late and you unfortunately are diagnosed with type 2 diabetes. A person that has a wife/husband and children should use his/her family as motivation to push themselves to eat healthier and exercise as a whole family, that way you can be the driving force behind protecting your family from this disease.

Saturday, May 16, 2020

Free Will vs. Determinism Essay - 1951 Words

Free Will vs. Determinism Society walks about day-by-day living their lives and never really thinking or breaking down how their day unfolds or why it plays out the way it does. Some people have said that individuals have a choice and are able to decide on where their day goes. Others on the other hand would argue this assessment and state that your day and your life as whole are all pre determined. The different is free will vs. determinism. Do you believe we live in a free will world or has everything been planed out and is determined to happen no matter what? To start out on finding an answer to this question we must first break down the two terms and a bit about their background and what they mean to us as an individual walking†¦show more content†¦Freud believed that your unconscious state was leading and guiding you to do things you do with out you even realizing it. These things were memories and thoughts that you have repressed mainly as a child or due to any traumatic experience. Freud wou ld use psychology as a method of trying to bring these unconscious states to the surface so that a person could identify what they were doing and why it is that they were predetermined to do so. Sigmund Freud also came to the conclusion that each person holds with in them three states. These three states would be super ego, ego, and id. Ego would be our self-aware state of mind that you are conscience of. Super ego would be your moral value, and your id (translating to â€Å"it†) would be the sexually aggressive part of you. He felt that this â€Å"id† was what really guided you to do the things you do. It is almost as if you’re super ego and your id battle each other everyday trying to tell you what to do and when to do it. Freud was an evolutionary thinker and still to this day has many followers in his system. To go in the opposite direction we have free will. Free will is the approach to life that we have choices and decisions, and we make them every day to determine what it is that we do with our day and even with our life. Out of the two this is the less depressing approach. I personally like this approach and thought on how we live better. Free willShow MoreRelatedFree Will vs Determinism627 Words   |  3 PagesTed Honderich Determinism Vs Free Will Psychology 101-1322 Professor: James Pattison By: Belinda Bielicki July 2, 2011 Determinism versus Free Will: The most important and the oldest philosophical question is perhaps that of free will and determinism. Do people have free will, or are our actions pre-determined? Ted Honderich defined determinism as the philosophical idea that every event or state of affairs, including every human decision and action, is the inevitable and necessaryRead MoreDeterminism Vs. Free Will1089 Words   |  5 Pages Determinism vs. Free will The belief that all events have causes and if there ever is an equivalent origin, the same outcome will occur is called determinism. Almost meaning that every event is certain and that there really isn’t such thing as â€Å"free will†. We have the debut of free will, it is an unmitigated appearance that simply holds that there is a case about anything that happens in the near future, nevertheless how it comes about. Which leads to the question, do we have free will? OrRead MoreFree Will Vs. Determinism879 Words   |  4 PagesFree Will vs. Determinism What determines and influences human behavior? Humans have been looking the answer for this question during several eras, thus they developed various theories attempting to explain human behavior. Determinism is the belief that one event is the consequence of a previous action, similar to a chain. According to some philosophers who support determinism, the will of an agent follows physical laws, and every action is explicable and predictable by physical conditions. By thisRead MoreFree will vs. Determinism1124 Words   |  5 PagesFree will vs. determinism is an argument as complex, intertwined, and co-dependent as nature vs. nurture or the age-old question of whether it was the chicken or the egg that came first. Philosophers have contemplated the question for ages, and arrived at no satisfactory answer. While considering which topic to address for this assignment, I posed the question of free will vs. determinism to a philosopher friend, whose response was â€Å"I don’t care.† He feels that the question is not worth askingRead MoreFree Will Vs. Determinism1526 Words   |  7 Pagesother’s throats: Free will versus determinism. Scientist believe they have proven that free will is a mere illusion. Philosophers think other wise. With many experiments and arguments included, both have a different view about this topic. One who believes that all thing, including human behavior, are already determined are people who believe in determinism. Others who believe in free will, believe that our actions are caused by free will and are not controlled. Believing in free will means that people’sRead MoreFree Will And Determinism Vs. Determinism1074 Words   |  5 PagesFree Will and Determinism For something to occur in this world, there must be the course and the reason for the occurrence, and which will then affect other future consequences. The theory of determinism states that all events whether moral choices or vices are predetermined by other existing courses. In the same connection, the free will of humans is connected to determinism since humans do things the best way, or they cannot act otherwise. According to Saul McLeod, â€Å"the determinist approach proposesRead MoreDeterminism Vs. Free Will1341 Words   |  6 PagesDeterminism is a doctrine suggesting that for every event there exist conditions that could cause no alternative event. Free will is a philosophical term describing a particular sort of capacity of rational agents to choose a course of action from among various alternatives. Understandably, the dichotomy between these two concepts is a topic philosophers have debated over for many years. As a result of these debates, a number of alternative philos ophical perspectives arguing for the existence ofRead MoreFree Will vs. Determinism Essay1716 Words   |  7 Pagesfierce-looking meatloaf, so you decide to go with pizza. So was your decision based off of free will or was this decision predetermined? To fully understand whether your actions resulted from free will or determinism, we must first define each. Determinism is the idea that everything happens due to a cause or a determinant, which is something that can be observed or measured. To put it simply, determinism does not mean that the future can be predicted. Rather, it is a prediction of the possible outcomesRead MoreFree Will Vs. Determinism1349 Words   |  6 Pagesquestions regarding free will and determinism. Free will is a human value that has inspired many individuals throughout history. These concepts of free will and determinism have inspired many poets, spiritualist, philosophers, and activist. There have been numerous philosophers who believe free will is a part o f our human nature, and are continually questioning the concept of free will, constantly attempting to understand its true meaning. In contrast to free will, there is determinism, which seems toRead MoreDeterminism Vs. Free Will893 Words   |  4 Pagesthe future is already determined is known in philosophy as determinism.   There are various definitions of determinism available; but in this essay, I shall use the Stanford Encyclopedia of Philosophy definition, which is ‘the metaphysical thesis that the facts of the past, in conjunction with the laws of nature, entail every truth about the future This idea presents a difficult problem for the concept of free will:  how can we make free choices if all our actions are determined by the facts of the

Wednesday, May 6, 2020

Essay about Axia College Survival Guide - 1316 Words

Continuing your education can be a difficult journey when a person decides to explore opportunities by furthering their education. Attending traditional classes or distance education classes provides stability and growth, which furthers individual qualities in our society. Students attending college should have access to all necessary tools, guidelines and materials to achieve the best education. The purpose of this paper is to provide college student with a Survival Guide while attending Axia College. The topics discuss in this paper are as following: College Student Survival Guide provides student with information on topics about Axia’s Educational Resources, Upholding Academic Honesty, Setting and Achieving Goals, Managing Time†¦show more content†¦Using these resources is easy and can be access at anytime through any computer that has access to the internet. Having access to the internet gives access to your course materials, syllabus and academic calendar. T his information can be retrieve at anytime by downloading on your hard drive and referring to the information in the future. Upholding Academic Honesty Upholding academic honesty is very important to the students, staffs and faculty at Axia College. It is very imperative that students complete their own assignments. Not holding up to academic honesty can cause major problems with students completing their course study. Academic Honesty can be misused in many different ways. Familiarizing yourself with them, will help you honor and appreciate college education. Academic dishonesty comes in many different forms. These forms are using others information, altering names on documents, providing incorrect information on any academic forms and stealing someone’s identity. Using someone’s information without proper citing is a form of plagiarisms. Avoiding plagiarisms involves using your resources that available to you and understanding the importance of academic honesty. To avoid plagiarisms uses cite direct quotes or any information that may be borrowed from someone else. The Writing Center will help you with con cerns you may have when citing your references. Using these resources,Show MoreRelatedStudent Survival Guide for Distance Learning Education1122 Words   |  5 PagesStudent Survival Guide for Distance Learning Education By Paul C. Torr Jr. Axia College of the University of Phoenix Gen 105 Final Project Introduction Learning can be a difficult task to anyone who wants to expand his or her knowledge. With the help of online schools, learning has stepped into a new environment that is growing rapidly. Secondary education is now possible for students who want to complete his or her degree online. This might not necessarily be the ideal education forRead MoreGen/105 Week 9 Student Survival Guide1056 Words   |  5 PagesAchieving my education goals has been made easier thanks to the educational resources provided to me by Axia College. There are many different types of programs available to me to assist in achieving success. Those programs are found in the Center for Writing Excellence which is located in the student library. The first of these services available in the Center for Writing Excellence is Write Point. This program allows me to submit my papers for review before I turn them in. During this reviewRead MoreStudent Survival Guide Essay1198 Words   |  5 PagesStudent Survival Guide When starting a new course: The first resource I need to use is the course syllabus. The syllabus includes the course overview, and then the week by week assignments. Within in the weekly assignments are your materials needed for the week, and are usually in a word or pdf document. If you dont have the programs to read the downloads; you can download the programs to read the documents on you student web sight. My instructors contact information is also a valuable resourceRead MoreEarths Dependence on Fossil Fuels2011 Words   |  9 PagesEARTH’S DEPENDENCE ON FOSSIL FUELS CINDY MOYER AXIA COLLEGE UNIVERSITY OF PHOENIX In today’s world, more and more people are becoming aware of the problems that are caused by the use of fossil fuel and are looking for earth-friendly and economical energy to use as a source to heat and cool their homes, drive their vehicles, use electric or whatever they do to use energy. Scientists are busy thinking up a variety of ways of producing renewable energy to replace the use of non-renewableRead MoreThe Philosophical Roots Of Psychology Essay2901 Words   |  12 Pagesfrom Axia College, PSY310 website. Hooker, R. (1996). Greek Philosophy. Washington State University. Retrieved from http://www.wsu.edu:8080/~dee/GREECE/SOCRATES.HTM Oregon State University. (n.d.). John Locke. Retrieved from http://oregonstate.edu/instruct/phl302/philosophers/locke.html SBC.edu. (n.d.). Empiricism: The influence of Francis Bacon, John Locke, and David Hume. Retrieved from http://www.psychology.sbc.edu/Empiricism.htm The Impossible Science. (2003). Consciousness: A Guide to theRead More8 stages of social development6628 Words   |  27 Pagesas a people, and reflects the place on the planet they inhabit. These cultural waves, much like the Russian dolls (a doll embedded within a doll embedded within a doll) have formed, over time, into unique mixtures and blends of instructional and survival codes, myths of origin, artistic forms, life styles, and senses of community. While they are all legitimate expressions of the human experience, they are not equal in their capacities to deal with complex problems in society. Yet, the detectable

Tuesday, May 5, 2020

Macbeth Analysis Essay Thesis Example For Students

Macbeth Analysis Essay Thesis Macbeth In Shakespeares lifetime he wrote many plays. Many of them werecritically acclaimed and others cast aside. The crowd always wanted to be morethoroughly entertained and Shakespeare always tried to keep up with thepeoples needs. In 1605, Shakespeare was being hounded for another work ofgenius. Hamlet and King Lear had just been completed and the people of Englandbegged for more. He knew not of what to write and like many playwrights did someresearch. He found two stories from Hollinsheds Chronicles of England,Scotland and Ireland. Shakespeare had already taken some ideas from there forhis plays like Henry IV and Henry V. William decided to combine the reign ofMacbeth and the murder of King Duff by Donwald and his wife, altering both tosuit his needs. Macbeth is by far the shortest play that William Shakespearewrote. The main reason why this is so is not because Shakespeare did not havemuch to say, but because King James was so impatient. Macbeth was writtenbasically for the kin g. In fact, the emphasis on witchery was because King Jamesso heavily believed in sorcery. Shakespeare worried very much about the evilpowers insulting the king. After all was said and done, Macbeth was anotherbarrier to be broken in the great scheme of performances. It was an instantsuccess. King James and the court loved it along with England. No offenses weremade from Malcolm needing help from England. Shakespeare feared that James wouldbe offended by that. From that moment on Macbeth would be known by all. Yet thepeople begged for more and hoped Macbeth would be out done by another astoundingplay. Shakespeare wondered how such a task could be accomplished. What was itabout Macbeth that made it loved by everyone? Shakespeares style has beenanalyzed by many and some still can not figure it out. His poetry has influencedhis plays immensely. Apart from the fascinating characters of the two leadingroles, the plays chief attraction is it wonderful poetry. Scarcely a word iswasted, and vivid images tumble after each other in a stream of color and ideas(Ross 43). Shakespeare put great thought into what he wanted to write and hisfeelings expressed themselves through the stylistic devices of tone,characterization, and symbolism. Shakespeares characterization of Macbethexonerates the impact he had on the play. The tone in Macbeth remains sinisterand depressing throughout the play. Symbolism, on the other hand, kept thetragedy in tact, and if understood, revealed the whole play in the verybeginning of her pages. The character of Macbeth profoundly effects the play, bymeans of transpiring his actions to hurt others. If looking at thecharacteristics of good and evil, it makes the reader wonder what makes a persongood or evil. Evil is not born into people, but it is the only option they haveleft. Three features we have seen stand out clear in the general conception ofMacbeth. There is his eminently practical nature, which is the key to the whole. And the absence in him of the inner life adds two special features: one is hishelplessness under suspense, the other is the activity of his imagination withits susceptibility to supernatural terrorsHis practical power develops ascapacity for crimehis mind is as scorpions; it is tortured in restlessecstasy. Suspense has undermined his judgment and brought on him the gamblersfeverThe third feature in Macbeth is the quickening of his sensitiveness tothe supernatural side by side with the deadening of his conscienceIn thereaction from the murder of Banquo the supernatural appearance-which no eye seesbut his own-appears more real to him than the real life around him. And fromthis point he seeks the supernatural, forces it to disclose its terrors, andthrusts himself into an agonized vision of generations that are to witness thetriumph of his foes. (Moulton 335-337) Moulton knows what he is talking about. .u5f0fd718b2281737a333d88807fc5f9c , .u5f0fd718b2281737a333d88807fc5f9c .postImageUrl , .u5f0fd718b2281737a333d88807fc5f9c .centered-text-area { min-height: 80px; position: relative; } .u5f0fd718b2281737a333d88807fc5f9c , .u5f0fd718b2281737a333d88807fc5f9c:hover , .u5f0fd718b2281737a333d88807fc5f9c:visited , .u5f0fd718b2281737a333d88807fc5f9c:active { border:0!important; } .u5f0fd718b2281737a333d88807fc5f9c .clearfix:after { content: ""; display: table; clear: both; } .u5f0fd718b2281737a333d88807fc5f9c { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u5f0fd718b2281737a333d88807fc5f9c:active , .u5f0fd718b2281737a333d88807fc5f9c:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u5f0fd718b2281737a333d88807fc5f9c .centered-text-area { width: 100%; position: relative ; } .u5f0fd718b2281737a333d88807fc5f9c .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u5f0fd718b2281737a333d88807fc5f9c .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u5f0fd718b2281737a333d88807fc5f9c .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u5f0fd718b2281737a333d88807fc5f9c:hover .ctaButton { background-color: #34495E!important; } .u5f0fd718b2281737a333d88807fc5f9c .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u5f0fd718b2281737a333d88807fc5f9c .u5f0fd718b2281737a333d88807fc5f9c-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u5f0fd718b2281737a333d88807fc5f9c:after { content: ""; display: block; clear: both; } READ: Effect O N Cont. Theater EssayMacbeth was heavily influenced by supernatural forces. In fact, were it not forthem he might be living a happy and content life. The witches had a profoundaffect on him. He soon found himself in a world where he wanted to know more andmore and the weird women were the only ones who could satisfy his hunger. Macbeth went from a man who served everyone but himself to a man who served onlyhimself. The one thing that Macbeth had that meant the most to him was his wife. Lady Macbeth is his world. For a man who shows so much hate, gives a lot oflove. They are one of the greatest pairs of lovers that ever existed. There is aspot where the reader can obviously pick up the dramatic change Macbeth wentthrough. Seyton: The queen, my lord, is dead. Macbeth: She should have diedhereafter; There would have been a time for such a word (Shakespeare, Act V,Scene V). His wife, his love, his world had died and he did not even care. Theway he just disregarded her lets the readers know that he is a changed man, andnot for the better. His desire to be unstoppable and all powerful was whatkilled him. His ambition clouded his once clever mind to where he could not lookpast the apparitions prophecies. From the very first words, the tone revealsitself as drab and murky. It is thundering and lightning in the very beginningand rainstorms automatically give the readers an eerie feeling. A.C. Bradleystates Darkness, we may even say blackness, broods over this tragedy. It is remarkable that almost all the scenes which at once recur to memory take placeeither at night or in some dark spot. The vision of the dagger, the murder ofDuncan, the murder of Banquo, the sleep-walking of Lady Macbeth, all come innight scenes (Bradley 266). Bradley is merely stating that the atmosphereremains uniform. There are a few places where the dreary mood is blanketed bythings that appear to be happy. When Macbeth arrives home, Lady Macbeth seems soenthusiastic to see him. She really is excited to see him, but beneath herhappiness is a plot of deceit and murder. Lady Macbeth: Your face, my thane, isas a book, where men may read strange matters:-To beguile the time, look likethe time; bear welcome in your eye, your hand, your tongue: look like theinnocent flower, but be the serpent under it (Shakespeare, Act 1, Scene III). She is telling him that his face can easily be read and that he needs to actlike normal, but underneath to be cunning. This passage takes an almost cheerymoment and takes it back to a world full of betrayal. Another place where gaietyis almost achieved is toward the very end of the book. Malcolm: We willperform in measure, time, and place: So thanks to all at once, and to each one,Whom we invite to see us crownd at Scone (Shakespeare, Act V, Scene VII). All seems merry, but if thought about it, the reader can easily see that troubleawaits. Malcolm has just defeated Macbeth. However, he did not do this all onhis own.. He had help from England in defeating. England would not send troopsin to help fight a war all for nothing. They will soon try to recaptureScotland. Therefore, the happy ending is not really going to endhappily ever after.

Thursday, April 16, 2020

Truss Essays - Structural System, Truss Bridges, Trusses, Mechanics

Truss The definition of a truss is any of various structural frames based on the geometric rigidity of the triangle and composed of straight members subject only to longitudinal compression, tension, or both: functions as a beam or cantilever to support bridges, roofs, etc. Trusses are the most commonly used structural device used in architecture today. Trusses are used in almost every thing they are in your attic, barns, buildings, and bridges. A truss is used in architecture and engineering, it is a supporting structure made of beams, girders, or rods usually made of steel or wood. A truss usually takes the form of a triangle or combination of triangles, this design is capable of carrying large amounts of weight. Trusses are used for large spans and heavy loads, especially in bridges and roofs. Their open construction is lighter than a beam structured platform but is just as strong. The parts of a truss are the tie-beams, posts, rafters, and struts; the distance over which the truss exte nds is called the span. A truss is formed by connecting the ends of straight pieces of metal or wood to form a series of triangles lying in a single plane. A truss is based on the fact that a triangle is a configuration that cannot collapse or change its shape unless the length of one of the sides is changed. The two most commonly used truss designs are the Howe and Warren trusses. In 1806 the first patented bridge system, the Burr arch truss was used in the US. The Town truss was invented in 1820, in 1840 the Howe truss was invented, and in 1841 the bowstring was invented it was a breakthrough in engineering design. The Pratt and Warren trusses were invented between 1838 and 1844. The first trusses were made of wood and used for building homes and roofs. During the 18th and early 19th centuries cast and wrought iron were used, mostly in the construction of railroad bridges. Later in the 19th century steel became the most used truss material. Trusses are used also for the constructi on of iron-frame industrial buildings and in roof and floor systems. They are also used in the construction of certain industrial machines, such as cranes, lifts, and in the design of aircraft and automobile frames. Two types of trusses are the Howe and Warren trusses, Warren trusses are more efficient than Howe trusses in carrying a load considering the weight of material used in the construction of the truss. The optimum ratio of height to span length is anywhere between 0.23 and 0.41 for Howe trusses, and 0.16 and 0.39 for Warren trusses. The Pratt and the Warren were simple skeletal forms that adapted well to iron and eventually to steel that is why they are two of the most popular trusses used today. Trusses are very important in today's world they help us cross huge bodies of water, they hold the roof up over our heads, and they allow cranes to be able to support huge amounts of weight when building giant skyscrapers. The fact is the invention of the truss is just as important as the invention of the wheel. Life would be very difficult without trusses.

Friday, March 13, 2020

How to Write the Perfect College Book Report Outline

How to Write the Perfect College Book Report Outline How to Write the Perfect College Book Report Outline Need to write an amazing book report? All fired up to get started? Wonderful! All you need now is to learn how to create one which your instructor will happily add an ‘A’ to next to your name. Luckily, you have wandered into the right corner of the web. This brief little guide right here has you covered for the tasks assigned. We understand the temptation to simply skim one of the numerous summaries online. If your online search skills are quite good, you might even come across completely written out reports of your chosen book. However, there is no substitute for actually reading the author’s words. It will bring a depth to your perception and analysis, which will show up when your write your book report. Outline Structure Following an outline simplifies your writing process. The end result will be a piece of writing which has consistency, logical structure and expresses your ideas clearly. To spare you from searching online and giving into the temptation of searching through book reports, use the following five as the basic sections of your report. For practice’s sake, let’s create a book report on Stephen King’s 1983 horror novel, â€Å"Christine†: Introductory Paragraph Summary of the Book Characters’ Details Plot Details Evaluation and Conclusion Introductory Paragraph. This is where you write the title of the book, the author’s name, and the main idea of the story. Make sure to include the genre, publication date, number of pages, and publisher information. If the book has won any major awards or broken sales records, mention those as well. For Christine you will go like: Christine, published by Viking, is Stephen King’s horror novel that came out on April 29, 1983. This classic novel was also adapted into a movie in the same year. This example clearly tells the readers what the novel is all about, when it came out, who published it and also that it was turned into a movie. Summary of the Book.  Include a broad overview of the story here. Specify the time period, setting, overall plot, and main characters. Describe the atmosphere or tone of the story and the point of view of the narrative. For Christine, we’ll go like: ‘The novel tells the story of Christine that is a red and white 1958 Plymouth Fury. The novel focuses on this apparently possessed automobile’s story and what all it has been through and how it changes the life of its new owner, Arnie.’ While our example is short, you will have more details in your summary. Characters’ Details.  List the main characters and identify any major conflicts that exist between them. Highlight if there is a particular problem that the characters are trying to solve. Use a second paragraph to describe any of the minor characters if they play a significant or critical role in the plot. In Christine’s example, we can mention ‘It tells the story of Arnie, who buys Christine, the possessed automobile for $250. He is a nerdy teen who tries DIY ideas on his new buy and in the process he changes. Another main character is Dennis, who is Arnie’s friend and does not like Christine. He is also puzzled by the changes he sees in his friend and in the vehicle. In our example, we only gave an overview. However, you are expected to mention more details including character’s background, age, likes, dislike and everything else that impacts the story, including their relationships. Plot Details.  This section includes an overall description of the plot. No need to add too many details; tell the overall story and the major plot twists. Any element that propels the story further should be included here. Think of it as highlights of a game or match; no play by play, just important events. Be sure to include how the plot picks pace, what conflicts arise, how they are eventually resolved, and how the book ends. In this section, you should also mention any literary themes and plot devices you observed in the book. Flex your literary criticism muscle and include a theoretical overview. In Christine’s example, you will highlight all the elements the novel touches. A good example will be the jealousy and attention factor where Arnie starts to be more attentive to Christine and in the process begins to lose his love and his family. Evaluation and Conclusion.  This is the section where your own observations and opinions belong. Offer your own unique critique of the book. What did you think the strong points and weak points were? Describe how easy it was to sustain interest in the book. Write about what you learned while reading the book, and especially focus on how it affected you on an emotional level. Also include quotes or events from the book to lend credence to your opinions. Finally, include a short paragraph in which you write your honest opinion on the book and say whether you would recommend that other people read it and why. In Christine’s example, you can include some quotes that cover the story or simply give your opinion, such as: â€Å"Christine† is a fantastic book with enough chills. Bonus Step- Revise and Edit Your Work.  Revise your report thoroughly; get the quotes right and clarify any ambiguous statements. Ask a friend for feedback if you want to be thorough. Edit and proofread your work to improve its quality and style. Finally, format it according to your instructor’s directions. . Most teachers will have a fixed template which specifies header/footer rules, title page format, student information, etc. Finalize the work and send it in. So, we’ve created a perfect college book report outline on the example of Stephen King’s â€Å"Christine†. Moreover, we have given you valuable tips along the way on writing a book report itself. Don’t miss the chance to use that advice and produce an excellent outline together with a profound book report. At writing service you can order a custom college book report online. You will get a high-quality customized book report paper written by professional writers with timely delivery!

Wednesday, February 26, 2020

Financial Management in Nonprofit Organizations Essay - 4

Financial Management in Nonprofit Organizations - Essay Example wn that different objective of for-profit and nonprofit organizations are the major factor which requires the change in financial management processes. It has also found that financial management techniques may vary across for-profit and nonprofit organizations because of different governance mechanisms, tax treatment, stakeholders and accounting requirements. Therefore, for the financial health of nonprofit organizations and to facilitate them in achieving their aims, such changes have become necessary. A nonprofit organization offers public services without any intention of achieving any personal gain or self interest and these organizations are exempt from paying federal taxes (Zietlow, Hankin, & Seidner, 2007). Under the selection 501(c) (3) of the Code, the described organizations are charitable organizations and they are eligible to get tax-deductible contributions and earnings of organization may not inure to private shareholders or individuals (Credit Infocentre, 2006). Actually the number of nonprofit organizations is increasing vary rapidly and it is becoming important to control and monitor the financial practices of these organizations. Although these organizations can earn money however, the money earned has to be used for public service purpose only. Therefore, the differences in financial management techniques appear right from the difference in financial objectives of the two kinds of organizations. The primary financial objectives of nonprofit organizations found th rough a survey in 2002 highlight that most nonprofit organizations aims to achieve breakeven point, followed by those which aim to maintain a significant level of cash reserves and financial flexibility. Moreover, the other primary objectives identified include maximizing cash flow, net revenues, net donations and surplus and reducing costs (Zietlow, Hankin, & Seidner, 2007). Because of these financial objectives the financial management techniques of not-for-profit and for-profit

Sunday, February 9, 2020

Home bound geriatric patients Essay Example | Topics and Well Written Essays - 1750 words

Home bound geriatric patients - Essay Example Homebound geriatric patients often live in senior apartment housing or sometimes, in individual housing. Their homes are sometimes in substandard conditions even if they try very hard to keep their homes clean and livable. Most geriatric patients live alone and depend on visits from family and/or medical professionals for their survival. Their physical limitations also make it difficult for them to go out and buy food for themselves, or if they do have food, they are hampered by their physical or cognitive disabilities to prepare the food. They are vulnerable because of their physical limitations which put them in further danger of injury. Their physical limitations and dependence consequently makes them frustrated and depressed. Their doctors sometimes do not see them for years because they cannot leave their homes and physicians are not anymore in the practice of making house calls. Oftentimes, when medical help is made available to them, their medical condition has already progres sed to unmanageable stages. They are then again consigned to nursing homes or sent back home—back to the very conditions that brought about their worsening medical conditions. I chose this topic because like, the homebound elderly patients, this topic is not given enough attention by the medical community, by our government, and by our society. I chose this topic for its relevance. â€Å"World demographic changes show an increase in the elderly population worldwide† (Zini & Pietrokovsky, 2006). The increase in life span has also resulted to an increase in the number of elderly patients but still not enough medical attention and care given to them. This topic interests me because, unless attention is brought to it, this problem will worsen. The early 1990s alone presented alarming statistics for homebound elderly patients. â€Å"The growth in the number of elderly people in need of long-term care at home has been and is projected to be

Thursday, January 30, 2020

Major Forces Shaping the U.S. Economy Essay Example for Free

Major Forces Shaping the U.S. Economy Essay Three issues will shape the economy’s performance the next 18 months. To what extent will consumer spending slow? What is the outlook for business expenditures? Will the Federal Reserve go too far in raising rates? Commentators and pundits are prone to say that consumers are â€Å"in great shape,† |†still going strong,† â€Å"resilient,† and so on. While it is easy to get caught up in this optimism, there is a need to focus more on the finances that underlie this spending. On a basic analysis, it will quickly become apparent that household finances are stretched to the point where slowdown can be expected, perhaps a significant slowdown, in consumer spending the next 6-12 months. Some of the reasons behind such a possibility are: Interest Rates: With the overall cost of credit rising since 2004, Americans with large outstanding balances on their credit cards, home equity loans, and adjustable rate mortgages are starting to feel the pinch. The Explosion in Household Debt. For years, Americans have been spending far more than what they have been earning. With borrowing costs historically low and home equity values increasing, consumers piled up on debt to finance a level of consumption that far exceeded their income growth. In the last five years, Americans have increased their total outstanding debt by $5 trillion. (To put that number in context, corporate sector debt jumped by about $1 trillion in that time frame, while federal government debt rose by $1. 3 trillion). That $5 trillion in additional liabilities brought total outstanding household debt to a record $11. 8 trillion. Servicing this massive liability was certainly easier when interest rates were low. But after a steady rally of rising rates, the burden of carrying those IOUs has now gotten much harder. Gasoline Costs. In addition to servicing that huge debt, Americans will need to part with more money for gasoline in coming months. A few other reasons on this line are: Rising Healthcare Costs Marginal Growth in Real Income Tougher Personal Bankruptcy Laws A Boost to Savings because of Rising Interest Rates The cumulative effects of these factors will depress consumer spending the second half of the year and probably through the first half of 2007. What is the Outlook for Business Expenditures: Since consumer outlays make up 70% of all U. S. economic activity, the expected slowdown in household spending will have a palpable impact on the economy. Fortunately, what will keep the economy out of any serious trouble is business spending. Driving capital expenditures this year will be strong profits, high capacity utilization rates, strong foreign demand for U. S. products, global competitive pressures, and that the cost of capital remains relatively low. Will the Federal Reserve Go Too Far in Raising Rates: So long as the Fed does not go too far in raising rates, a level that can be defined as above 5. 50%, the threat of recession is nil this year and next. Led by weaker consumer spending a softer housing market, U. S. economic activity can slow markedly in the second half of 2006 and last through the first half of 2007. However, strong business expenditures and a pick up in exports will keep the economy out of any serious trouble. Of course, should the economy suddenly be sideswiped by a serious external shock, the threat of recession becomes more real. The severity and timing of the downturn will depend on the nature of the shock. While there are numerous risks that bear close watching — such as the war in Iraq, the Israeli-Palestinian talks, North Korea, 2006 hurricane season, Venezuela, Nigeria —the threats that have the greatest probability of materializing involve Iran, a terrorist strike on Saudi oil facilities, and an Avian flu human pandemic (Baumohl).

Wednesday, January 22, 2020

why parrot repeat :: essays research papers

Why Parrots Repeat A long, long time ago before human even roamed the earth animals here alone. There were all different types of them, from big to small, fat to skinny and brave to cowardly. There were also groups of animals, based upon there personalities just like us today. The way that you look made no difference, just the way you acted. For example, the lions were very brave and loyal and the turtles were cowardly and shy. Then there were the parrots. They were also like the turtles because they were cowardly but not shy. They love to make fun of others. They had huge mouths. Every time they could insult one of their fellow animals they would. In this one incidence the warthogs we just minding their own business while playing soccer out in the fields (the warthogs were a sort of uneducated animal, but nice at the same time, as long as you were kind to them they would do anything for you). They parrots saw them playing as they were and immediately started to make fun of them. They called them names like â€Å"fatty† and â€Å"slowpoke.† This upset the warthogs so much that they went to the mammoth, the king animals, and told him what the parrots had done. So at the next town meeting the mammoth talked to the parrots about their behavior towards their fellow animals. The mammoth said â€Å"Parrots why must you be so cruel to all of the animals?† all the parrots did was laugh and then told the mammoth to take it easy because they were just having a little fun. Then the mammoth replied back quickly and said that next time they insulted their fellow animals that he would go straight to Zaron, the god of all the animals. The parrots could only imagine what would happen to them if Zaron found out about this, because all knew about he was the same god would made the flies attracted to feces. After hearing this they seemed to be afraid. The parrots held back their comments for a while but eventually it came back out.   Ã‚  Ã‚  Ã‚  Ã‚  On one rainy day the sloths were trying to get to there homes as fast as they could but we know that it would take them a while. Even when all the other animals were safely in there homes the sloth’s still had miles to go before they could get dry.

Tuesday, January 14, 2020

Stereotype and Prejudice Marjorie

Title: Prejudice Prejudice Marjorie W. Davis PSY/285 February 28, 2012 Michael Ford Abstract Our discussion is about how does society confirm prejudicial attitudes? How does ones social identity contribute to prejudice? How do emotions encourage prejudicial attitudes? What cognitive processes influence prejudice? Our text has explained competition; competition is an important source of frustration that can fuel prejudice. When two groups compete for jobs, housing, or social prestige, one group’s goal fulfillment can become the other group’s frustration. PrejudiceSociety confirms prejudice by what you possess and how much money you have. If you are not in a certain bracket such as (high class or middle class), you are considered poor. Prejudice helps justify the economic and social superiority of those who have wealth and power. Of course they will not give a chance at credit to buy a house, car, or start a business. Society, also confirm prejudice by the way you dress o r the car you drive. Society confirms prejudicial attitude by focusing on personal individuality and Independence, as opposed to becoming a team with neighbors and friends.I am so glad that God looks at the heart and man looks at the outer appearance. One's social identity contributes base on a realization of limited environmental control. The more you believe that you can impact your environment or social status, the less roll social identity plays Emotions really affect prejudicial attitudes because most of the time people make decisions based on their emotions. Emotions of fear and sadness or joy and gladness, which can cause you to project feelings in a hurtful way, rather than in a helpful manner Cognitive process influence prejudice through stereotyping, which cause prejudice.This can be a result of the normal ways in which we simplify and organize the world. Stereotypes are the social scripts we have in our heads about others and the roles we believe they should play in our s ocially constructed world. It is important to have the understanding of the basic concepts of prejudice and racism, and how to lessen their destructive effect (Rosado,  1995-2012). Reference Rosado, C. (1995-2012). Critical Multicultral Pavilion Research Room. Retrieved from http://www. edchange,org/multicultral/papers/caleb/racism. html

Monday, January 6, 2020

Todays financial environment - Free Essay Example

Sample details Pages: 8 Words: 2490 Downloads: 10 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? INTRODUCTION Todays financial environment is highly risk prone. The volatility of economic variables such as interest rates, exchange rates, commodity prices etc has increased because of the increased internationalization of businesses. In order to have a stable business a firm must identify and manage its risk carefully. Risk is defined as the doubtfulness of returns. Any firm faces two types of risks. Business risk Financial risk A business risk includes the risk of competition, risk of a new technology hampering the business of a firm and risk of failure of a strategic decision made by the management. It is the responsibility of the manager of the organisation to identify and prevent these risks from affecting the organisation. A financial risk includes the risk of non payment of loan given to a debtor or the risk that a purchased asset or security is not liquid. A financial institution takes the responsibility of the financial risk and lets a firm concentrate on the business risk. Don’t waste time! Our writers will create an original "Todays financial environment" essay for you Create order MANAGING RISK There are many financial instruments available in the market by which a firm can manage the financial risks. It depends on the firms management capabilities to choose the right combination of these instruments to protect itself from such risks. The most commonly tool by firms is the derivatives. There are basically 3 types of players in the market today that use derivatives. Hedgers: They want to reduce their financial risk and can tolerate some costs to prevent loss in case of unfavourable changes in the market situation. Speculators: They forecast the future movement of the markets and want to make profits using derivatives. Arbitrageurs: their aim is to make risk less profit by trading in two or more markets (or contracts) at the same time. Thus, derivatives help in transferring risk from hedgers to speculators or arbitrageurs. CURRENCY MARKETS The currency market is called foreign exchange market. The traders in currency markets are Exporters, importers, banks etc. Foreign exchange rate is defined as the value of the foreign currency with respect to the value of the domestic country. A trade in currency market is done in currency pairs like US Dollar-INR contract. The first currency in a currency pair is called a base currency and the second currency is called the terms currency. An exchange rate can be interpreted as the amount of terms currency that a buyer must pay to obtain one unit of base currency. Thus, a USD-INR rate of Rs. 50.083 means that Rs. 50.083 must be paid to get 1 USD. Changes in Foreign exchange prices are very fast. Any price fluctuation is expressed as appreciation or depreciation of one currency relative to the other i.e. a change of USD-INR rate from Rs. 50 to Rs. 50.083 means that USD has appreciated and the INR has depreciated because now, a buyer of USD will have to pay more INR to b uy 1 USD than before. FACTORS THAT AFFECT EXCHANGE RATES There are many factors that affect exchange rates. Economic policies: The economic policies followed by the government affect the exchange rate. For example, if a country has balance of payment surplus then it will have favourable exchange rate. Rates: Interest rates: if the interest rate of a country rises then investors from other countries would want to invest in that country. So the demand for domestic currency and hence its value will increase. Inflation rate: High inflation rate reduces export and thus the demand of the domestic currency also reduces. Hence, the currency depreciates. Exchange rate policy and Central Bank interventions: The most important factor affecting the exchange rates is the Exchange rate policy of the country. Sometimes Central bank also intervenes to control the demand or supply of domestic currency. Political stability: Stability of government of a country also affects the exchange rate. Speculation: Speculation also affects exchange rate movements. If the currency of a country is speculated as overvalued, people will take out their money from that country resulting in reduced demand for that currency and depreciating its value. ANALYSIS OF INR The value of any currency does not remain stable for a long period of time.There is a number of factors that affect its strengthening/weakening. The factors that have a direct influence on value of a currency are: Stock market of India There is a positive correlation between Indian rupee and stock market index because as the stock market index rises, more investors would like to purchase stocks and thus demand for Indian rupee will increase resulting in appreciation in its value. In the Graph1(appendix), an upward moment of Sensex has resulted in an upward moment in the price of the Rupee (INR) and made it much stronger in the comparison of US Dollar. Global currency trends INR is related to currencies of many other countries especially USD and EURO. The relation between dollar and rupee in Graph 3 is that when the dollar get stronger the rupee is gets weak and when the rupee get stronger the dollar falls.Thus, dollar and rupee are inversely proportionate to each another. In Graph 4,we can see that when euro is at strong position,INR is showing recovery sign against its base currency (dollar). crude oil India is a big importer of crude oil and the value of INR gets highly affected by the increase in the prices of the crude oil.Graph 2 shows prices of crude and rupee from 26th June, 2008 to 26th June 29, 2009. CURRENCY DERIVATIVE PRODUCTS A currency derivative is a contract between the sellers and buyers whose values are calculated from the underlying-the Exchange Rate. The main purpose of Currency derivatives is hedging, although they can also be used for speculation. There are many types of derivative contracts. The 4 main are forward, future, option and swap. FORWARD: A future contract fixes the exchange rate between the two parties. This rate is carried forward to a fixed future date. Thus, both the parties can avoid exposure to risk in case of fluctuations in market. At the time of contract the exchange rate is decided, called as forward exchange rate or forward rate. FUTURE: Future contracts are similar in functionality to forward contract. The differences between future and forward contract are given in the table below. SWAP: Swap is an instrument in which the 2 involved parties agree to privately exchange cash flows in the future according to a prearranged formula. The currency swap means swapping both principal and interest between the parties. The cash flows in both directions are in different currencies. In a swap normally three basic steps are involved: Initial exchange of principal amount Ongoing exchange of interest Re exchange of principal amount on maturity. OPTIONS: Currency option gives the holder a right to buy or sell a given amount of foreign exchange at a fixed price for certain duration. The holder does not have to compulsory buy (call) or sell (put), rather he has an option to do so. A trader in currency market has three choices through the spot market or derivatives market. He may exchange the currency at current by entering into a spot transaction. If he wants to exchange the currency at a future date, he may: Enter into a futures/forward contract, where he agrees to exchange the currency in the future at a price decided now. Buy a currency option contract, wherein he commits for a future exchange of currency, with an agreement that the contract will be valid only if the price is favourable to the participant. PRICING OF FUTURES CONTRACTS Interest rate parity theory states that the currency margin is dependent on the prevailing interest rate for investment in the two currencies. The forward rate can be calculated by the following formula: Rh and Rf are simple interest rate in the home and foreign currency respectively. If we consider continuously compounded interest rate then forward rate can be calculated by using the following formula: STRATEGIES IN CURRENCY MARKET CURRENCY FUTURES FOR HEDGING There are 2 ways in which hedging which can be done by a firm in currency market: Short-Hedge Short position means that a party agrees to sell the base currency and receive the terms currency at the pre-specified exchange rate in future. A short hedge involves taking a short position in the futures market. This is done by a party that already owns the base currency or is expecting a future receipt of the base currency. long-Hedge Long position means that a party agrees to buy the base currency and pay the terms currency at the pre-specified exchange rate in future. A long hedge involves taking a long position in the futures market. This is done by a party that needs base currency in future to make some payment. CURRENCY FUTURES FOR SPECULATION Speculators can also use future contracts if they anticipate that the spot price in the future will be different from the prevailing futures price. If a speculator anticipates an appreciation in base currency, he will hold a long position in the currency contracts to make profit when the exchange rates move up as per his expectation. If he anticipates a depreciation of the base currency, he will hold a short position in the futures contract so that he can make a profit when the exchange rate moves down. CURRENCY FUTURES FOR ARBITRAGE Arbitrage is the strategy in which the trader takes advantage of price differential of the same or similar product between two or more markets. The profit is the difference between the market prices of the products. An arbitrageur has access to both the markets and will identify price differences in the two markets for a product. If in one of the markets the product is cheaper, he will buy the product from that market and sell in the costlier market and thus make risk-less profit. In currency market an arbitrageur can enter into both a forwards and futures contract if he identifies any mispricing between them. If one of them is priced higher, the same shall be sold while simultaneously buying the other which is priced lower. On January 1, 2008, an Indian company enters into a contract to import 1,000 barrels of petroleum with payment to be made in USD on July 1, 2008. The price of each barrel of petroleum has been fixed at USD 100/barrel .The prevailing exchange rate of 1U SD = INR 39.41 .So, the cost of one barrel of petroleum in INR works out to be Rs. 3941.The USD is expected to appreciate and the company decides to do nothing about it. If on July 1, 2008 the exchange rate becomes 1USD=INR 43.23 then the company will have to pay Rs.4323 for one barrel of petroleum. Hedged: Consider that the company had purchased a USD/INR futures contract when the USD was expected to appreciate. This would have protected the company because strengthening of USD would lead to profit in the long futures position, which would counter the loss in the physical market. TESTING HEDGE EFFECTIVENESS A hedge is said to be effective if the derivative contract matches with the risk being hedged i.e. all critical terms of the derivative correspond to the critical terms of the risk. It is very important to select the right hedge effectiveness methodology. If a wrong selection is made it could mislead the firm. Many accounting standards (IAS39, FAS133) exist for hedge accounting but they only specify general guidelines and are very flexible. There are 3 main methods to measure hedge effectiveness: Critical Term Match Method Dollar-Offset Method Regression Analysis Companies should assess both the past and future hedge effectiveness. This would make sure that loses/gains of a derivative will contribute to earnings at the same time as the loses/gains associated with the hedged item. The Critical Term Match Method According to Critical Term Match Method a hedge is considered perfect if critical parameters in of hedged item and derivative contract match. For example, an interest rate swap is considered a perfect hedge if the parameters like Notional amounts, Terms, Payment and fixing dates, Amortisation schedules, Reference rates, Day conventions in both loan (hedged instrument) and swap (hedge) are identical. The limitation is that these terms do not often match. Thus, other methods must be applied. Dollar-Offset Method It is the easiest way to assess hedge effectiveness .In this method, the change in the value of the derivative is compared to the change in the value of the hedged item. If the ratio takes a value within a range of 80-120 percent the derivative is said to be highly effective. The disadvantage of this method is that it is often difficult to achieve high effectiveness consistently, from period to period. Regression analysis Regression analysis is a statistical technique that shows relationship between two or more variables. A derivative is said to be highly effective if the price (or interest rate or currency exchange rate) associated with the hedged item has a close relationship to the price associated with the hedging derivative. Simple regression explains the relationship between two variables and the correlation coefficient which quantifies the closeness of the relationship. Correlation coefficients may range in value from -1.0 to +1.0. A clear definition of hedging objectives is given i.e. defining the underlying hedged item and then the risk to be hedged. The definition of risk must include: Performance metric: like cash flow Risk class: like interest rate risk, foreign exchange risk, etc Amount of the underlying being hedged Desired risk characteristics: Step 2 In this step the hedging instrument and the hedge ratio are defined. The hedge ratio determines how many units of the hedging instrument are used to hedge one unit of the underlying. Ideally, one should select the optimal hedge ratio, corresponding to the maximal reduction in risk. Step 3 The objective is to select the method for evaluating hedge effectiveness. The choice of method comprises 7 dimensions: Reference exposure: Should the hedging instrument be compared to the underlying hedged item or to the Ideal hedge item. Fair value approach: how should changes in fair value be evaluated? Historical data to be used Method of applying historical data Maturity treatment Basis for comparison Type of effectiveness test Step 4 This is the implementation step in which actual evaluation of the effectiveness test is done to perform. Step 5 This is the interpretation step. The effectiveness results are interpreted in the context of the hedging objectives. CONCLUSION In the currency market a trade between two parties in currency pair is done. There can be many reasons for an investor to trade. He might invest to avoid exposure to risk (hedge), to make profits based on his prediction (speculation) or to make risk-less profits (arbitrage).The four instruments available for hedging are forwards, future, option and swap. It is very important for a firm to test the effectiveness of the hedging instrument in order to make the right choice. The 3 main methods to measure hedge effectiveness are Critical Term Match Method, Dollar-Offset Method and Regression Analysis. REFERENCES NCFM Currency derivatives. HEATâ„ ¢: A framework for evaluating hedge effectiveness.